China UnionPay Cash Passport - Fees & Limits

The following limits and fees apply to the Card, the Services and/or the Cash Passport fund: 

FEES AND LIMITS DESCRIPTION

FEE OR LIMIT

Foreign exchange margin

4%

Purchase fee

1%

ATM withdrawal fee 

¥150

Purchase from merchant

Free

Monthly inactivity fee (after 12 months of inactivity)

¥100

Full withdrawal and closing of your card fund

¥500

Minimum load

¥20,000

Maximum balance at any time

¥1M

Maximum load in a 12 month period

¥3M

Total amount you can load in a 12 month period on all cards issued to you

US$30,000

ATM withdrawal limit in a 24 hour period

¥150,000

Maximum spend at retail outlets in a 24 hour period

¥700,000