Cash Passport – Fees and Limits


Cash Passport is all about putting you in control of your travel money and making it easier to budget for your trip away.

Cash Passport is available as a USD, GBP Sterling or Euro Card, which means that if your Card is in the local currency of the country you are visiting, you are not at the mercy of local exchange rates or daily rate fluctuations - if you rely on an ordinary bank or credit card for cash withdrawals or payments abroad, the exchange rates will fluctuate throughout your trip.

Please find below the fees and limits applicable to your Card:

Card purchase fee Please check with the Purchase Location
Reload Fee FREE 4.9% (of the reload amount) FREE
Card ATM withdrawal fee* $3.50 €2.50 £2.00
Purchase from merchant (e.g. shops and restaurants) FREE
Cash over the counter fee (e.g. at banks and a bureaux de change) $8.25 €6.00 £4.00
Monthly inactivity fee debited from your card if it has not been used for 12 months* $5 €3.50 £3.50
Shortfall fee (see clause 3.8 for more information) $15.00 €15.00 £10.00
Cash out fee through Card Services $9.00 €7.00 £6.00
Cash out fee at purchase location Free
Secondary Card fee Please check with the Purchase Location
Periodic information fee (see clause 10 for more information) $7.00 €5.00 £4.00


Maximum amount you can withdraw from ATMs in 24 hours* $1,000 €800 £600
Maximum amount you can spend at merchants (e.g. shops and restaurants) in 24 hours $5,000 €4,000 £3,000
Minimum amount you can load or reload on your card $200 €200 £100
Maximum amount you can load or reload on your Card $10,000 €7,500 £5,000
Maximum balance allowed on your Card at any one time $10,000 €7,500 £5,000
Maximum load and reload over 12 months** $30,000 €25,500 £18,000
Cash over the counter limit (e.g. at banks and at bureaux de change) $250 €200 £150
Secondary Cards linked to the same funds 1 1 1
When you hold more than one prepaid card issued by R. Raphael & Sons plc, this is the maximum sum that may be (re)loaded by you in total to all these cards during any 12 month period $30,000 €25,500 £18,000

 * Some ATM operators may charge an additional withdrawal fee or set their own withdrawal limits. Travelex operated ATMs do not charge an additional withdrawal fee.

** The total amount you may load on to all prepaid cards issued to you by us during any twelve (12) month period.

Such fee will be waived if your Card has a zero (0) balance or if there is no remaining balance following the debit of any monthly inactivity fee (if the balance is less than the fee).

Merchant transactions and ATM withdrawals in a currency other than the currency of the Card will be exchanged to the currency on the Card at an exchange rate determined by MasterCard® on the day the transaction is processed, increased by 5.75%.

The Cash Passport fees and limits are subject to variation, in accordance with your Terms and Conditions. Please refer to the full Terms and Conditions, for further details on fees and limits, by clicking here

Cash Passport™ is issued by R. Raphael & Sons plc, pursuant to license by MasterCard International. MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.